California Gov. Gavin Newsom has signed a bill to prevent the state’s plan that provides insurance to homeowners who can’t get private coverage from running out of money. The FAIR Plan is designed as a temporary option until homeowners can find permanent coverage, but more Californians are relying on it than ever. The plan faced a loss of roughly $4 billion and needed a $1 billion bailout earlier this year after the Los Angeles fires destroyed more than 17,000 structures. There were nearly 600,000 home policies on the FAIR Plan as of June. Leaders of the plan last year warned state lawmakers that it could go insolvent after a major wildfire or disaster. The new law allows the FAIR Plan to request loans and bonds to spread out its financing claims payments. Supporters said the new financial tools will prevent future bailouts after a major disaster. Of the top 20 most destructive wildfires in state history, 15 have occurred since 2015, according to the CalFire. The state now gives insurers more latitude to raise premiums in exchange for issuing more policies in high-risk areas.